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# Members Preferred Credit Union

MPCU Will Always be Your Top Trusted Financial Partner

## Sitemaps

- [XML Sitemap](https://memberspreferred.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Home](https://memberspreferred.org/) - Welcome to MPCU, where you bank matters more than ever before. Being a member with Members Preferred Credit Union means striving for excellence.
- [Share/Money Market/CD Rates](https://memberspreferred.org/sharecd-rates) - Explore great Share/Money Market/CD Rates. See up to date rates now.
- [Loan Rates](https://memberspreferred.org/loan-rates) - Explore great loan rates from auto rates to personal loan rates. We've got you covered.
- [Personal Checking](https://memberspreferred.org/personal-checking) - Personal Checking Opening a checking account is FREE here at Members Preferred Credit Union. Our Checking Accounts: No Minimum deposit required to open or maintain the accountNo Monthly service chargeNo Fee ATM (see ATM Finder for qualified ATMs)Free Online banking/mobile bankingFree Debit cardFree Bill payerEase of access 24/7 via web, phone, debit card or ATMAutomatic
- [Wires](https://memberspreferred.org/wires) - Wires Send money safely and securely anywhere in the US, or to another foreign financial institution with a wire transfer. WIRE TRANSFERS A wire transfer can be made from/ to your account or from/ to another bank or credit union domestic or international. All requests must be made in writing along with the proper documentation
- [Auto](https://memberspreferred.org/auto) - Auto NEW AND USED VEHICLE LOANS We understand the process of purchasing a new or used vehicle can be a hassle and sometimes seems intimidating. No matter what type of vehicle you are in the market for, Members Preferred Credit Union is here to help make the process easier. We offer great rates, minimal fees
- [Share Secured](https://memberspreferred.org/share-secured) - Share Secured SHARE SECURED LOANS Have the cash in your savings, but you don’t want to part with it, or need to build your credit? A share secured loan can be a great start to building your credit. Members Preferred Credit Union has a solution and it’s quick and easy. We will pledge your savings
- [GAP](https://memberspreferred.org/gap) - GAP GAP – GUARANTEED ASSET PROTECTION GAP is available on vehicle, boat, motorcycle or RV’s loans. If it happens to get stolen or involved in a major accident, GAP could protect your investment. During the first few years, vehicles tend to depreciate faster than loan balances. Most insurance policies only cover the value of your
- [Membership](https://memberspreferred.org/membership) - We have been serving our membership since 1968. The charter has been amended over the years to allow more people in our community to become members.
- [Fraud Prevention](https://memberspreferred.org/fraud-prevention) - Fraud Prevention Fraud Prevention Credit card fraud can often be identified and stopped before you’re even aware of it. Members Preferred Credit Union is partnered with Falcon. Falcon is on the watch 24 hours a day, 7 days a week, and 365 days a year helping prevent the unauthorized use of your card information. Suspicious card
- [Disclosures](https://memberspreferred.org/disclosures) - Understand the importance of disclosures, privacy policies, and legal disclaimers that guide your online banking experience with Members Preferred Credit Union.
- [Google Play Privacy Policy](https://memberspreferred.org/google-play-privacy-policy) - Google Play Privacy Policy
- [Contact Us](https://memberspreferred.org/contact-us) - Reach out to our Idaho Falls Main Branch with any questions. We are happy to help!
- [IRA’s](https://memberspreferred.org/iras) - IRA’s Typically these accounts are key components to one’s retirement plan and are an excellent way to meet your financial goals. IRA – INDIVIDUAL RETIREMENT ACCOUNT Typically these accounts are key components to one’s retirement plan and are an excellent way to meet your financial goals. Each type of IRA account has different rules that
- [Share Certificate of Deposit](https://memberspreferred.org/share-certificate-of-deposit) - Share Certificate of Deposit SHARE CERTIFICATE OF DEPOSIT (CD) Share certificate of deposit, otherwise known as CDs, are a great way to both make and save money at the same time. With higher dividend rates than our regular share/savings account, we have the term that fits with your financial needs. Fixed Terms $500 minimum balanceTerms
- [Dream Account](https://memberspreferred.org/dream-account) - Dream Account Stop dreaming and start saving with our Dream Account. Whether it is for: MAKE YOUR DREAMS A REALITY Keep your funds in a separate savings account for those special needs or occasions with no additional fees. Open An Account Today No matter what stage in life you may be, MPCU is here To
- [Personal Savings](https://memberspreferred.org/personal-savings) - Personal Savings We take a simple approach to saving. SHARE SAVINGS ACCOUNTS We offer our members an account with a low minimum balance requirement of only $5.00. There are no monthly or annual fees and it’s a safe and secure way to save your money. IDAHO MEDICAL SAVINGS ACCOUNTS: A convenient, no-fee way to save
- [Youth Account](https://memberspreferred.org/youth-account) - YOUTH ACCOUNT YOUTH ACCOUNT This account is for our youngest member newborn to 12 years of age. Our goal is to encourage our young members to start saving early. Open An Account Today No matter what stage in life you may be, MPCU is here To help make your financial future bright. Our friendly, exceptional
- [Teen Account](https://memberspreferred.org/teen-account) - Teen Account Teen Account A teen account is for those ages 12 to 18 years old. This account helps our teen members build a healthy savings account, while learning the basics of a checking account. Teens can have online access to transfer and monitor their account from their smart phone or tablet. Open An Account
- [Senior Account](https://memberspreferred.org/senior-account) - Senior Account MEMBERS PREMIER ACCOUNT At the age of 65 we offer our members a Members Premier account that has special benefits and features: Free teller checks, cashier checks or money ordersFree box of checks quarterlyFree account history printoutsFree check copies Open An Account Today No matter what stage in life you may be, MPCU
- [Personal Money Market](https://memberspreferred.org/personal-money-market) - Personal Money Market MONEY MARKETS MAXIMIZE earnings with higher dividend rates with MINIMIZED risk while keeping funds accessible. This account is designed to offer higher dividend rates, but with limited access during any calendar month. Six transactions are allowed out of the account in a given month, in the form of check, cash, pre-authorized, automatic
- [MRC](https://memberspreferred.org/mrc) - MRC MRC – MECHANICAL REPAIR COVERAGE Even the most reliable vehicle can develop a mechanical problem. That is why Members Preferred Credit Union offers MRC to members. When you experience a mechanical failure, MRC can help ensure that your investment is protected, and reduces the possibility of out-of-pocket expense when your vehicle suffers an unexpected
- [Online Privacy Policy](https://memberspreferred.org/online-privacy-policy) - The following Internet/On-Line Privacy Policy was established to maintain the security, integrity and confidentiality of your personal financial information.
- [Direct Deposit](https://memberspreferred.org/direct-deposit) - Direct Deposit DIRECT DEPOSIT With Direct Deposit you never have to worry about rushing to the credit union, or waiting in line to deposit your check. Instead you can have your employer automatically deposit your payroll, or a portion of your payroll, directly to your account. Direct Deposit Form Members Preferred Credit Union Direct Deposit
- [Cashier Checks](https://memberspreferred.org/cashier-checks) - Members may purchase cashier checks and money orders at the credit union.
- [ATM](https://memberspreferred.org/atm) - Our ATM is conveniently located on the credit union premises, with 24/7 access and has deposit-taking capability. Not close to the credit union? No problem!
- [Identity Theft](https://memberspreferred.org/identity-theft) - Identity Theft MEMBERS PREFERRED CREDIT UNION IS NOW YOUR FIRST LINE OF DEFENSE AGAINST IDENTITY THEFT Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income,
- [1st Mortgage](https://memberspreferred.org/1st-mortgage) - 1st Mortgage Whether you’re in the market for a new home or looking at refinancing your home, Members Preferred Credit Union understands the process can be confusing or intimidating
- [Login Customizer](https://memberspreferred.org/login-customizer) - This page is used for Login Customizer plugin. It will not be visible to your readers. Do not delete it.
- [Lost/Stolen Card](https://memberspreferred.org/lost-stolen-card) - Lost/Stolen Card LOST/STOLEN VISA DEBIT OR CREDIT CARD To report your card lost or stolen, call the credit union immediately during business hours at 208-523-0090. Any other visa questions or concerns you may call our visa department directly at 208-346-7924 or 208-346-7925.
- [Privacy Policy](https://memberspreferred.org/privacy-policy) - Privacy Policy The following privacy principles were established to maintain the security, integrity and confidentiality of your personal financial information. THE TYPE OF INFORMATION WE COLLECT We routinely collect and retain information we obtain from your account applications, transaction history (for deposits, loans, credit cards, etc.) and from consumer reports. This information helps us:To establish
- [Skip A Payment](https://memberspreferred.org/skip-a-payment) - Skip A Payment SKIP-A-PAYMENT Need a break from your payment for a month? We can help. For a $35.00 fee you can skip your payment to give you the breathing room you need. Call a Members Preferred Credit Union loan officer to see if your loan is eligible. Need a Break? Need a break?
- [Credit Cards](https://memberspreferred.org/credit-cards) - Credit Cards CREDIT CARD LOANS Avoid high-interest credit cards with a Member Preferred Credit Union credit card. Our credit cards have low rates to fit each member’s budget. The best feature is it directly links to your account here at the credit union. You can make your payments online or in the branch. You can
- [Home Equity LOC](https://memberspreferred.org/home-equity-loc) - Home Equity LOC HOME EQUITY LINE OF CREDIT A Home Equity loan is a smart way to borrow when you have the equity in your home. Use our HELOC to pay down high interest rate loans or credit cards, make some home improvement to your home, or go on that much needed vacation. Members Preferred
- [Signature/Personal](https://memberspreferred.org/signature-personal) - Signature/Personal Signature/Personal Members Preferred Credit Union can help you with a low interest Signature (Unsecured) Loan. Whatever it is, we can help you finance it with low rates, fixed monthly payments, terms up to 5 years and convenient repayment options. Let us help you today! Let us help you today!
- [Prepaid Cards](https://memberspreferred.org/prepaid-cards) - Prepaid Cards PREPAID CARDS Our reloadable prepaid card is a convenient alternative to cash or checks in countless situations. These cards are highly secured with the ability to get cash, to purchase in stores or online. You have the ability to reload your card online without leaving your home. Guide-to-Visa-Prepaid.pdf convenient alternative to cash or checks