New Auto Loans

2017-2018

Up To 36 Months

As Low As

3.25%

3.25% – 19.25% APR/OAC

60 Months

As Low As

3.50%

3.50% – 19.50% APR/OAC

72 Months

As Low As

4.50%

4.50% – 20.50% APR/OAC

84 Months

As Low As

4.99%

4.99% – 21.00% APR/OAC

Used Auto Loans

2016 and Older

Up To 36 Months

As Low As

4.25%

4.25% – 20.25% APR/OAC

60 Months

As Low As

4.50%

4.50% – 20.50% APR/OAC

72 Months

As Low As

5.50%

5.50% – 21.50% APR/OAC

New RVs

2017 - 2018

Up To 84 Months

As Low As

5.75%

5.75% – 20.00% APR/OAC

120 Months

As Low As

6.75%

6.75% – 21.00% APR/OAC

Used RVs

2016 and Older

Up To 84 Months

As Low As

6.75%

6.75% – 21.00% APR/OAC

120 Months

As Low As

7.75%

7.75% – 22.00% APR/OAC

New Small RVs

2017 - 2018

Up To 60 Months

As Low As

5.75%

5.75% – 19.25% APR/OAC

72 Months

As Low As

6.75%

6.75% – 20.25% APR/OAC

Used Small RVs

2016 and older

Up To 60 Months

As Low As

6.75%

6.75% – 20.25% APR/OAC

72 Months

As Low As

7.75%

7.75% – 21.25% APR/OAC

Personal Loans

Up To 36 Months

As Low As

10.75%

10.75% – 24.50% APR/OAC

60 Months

As Low As

11.25%

11.25% – 25.00% APR/OAC

72 Months

As Low As

11.75%

11.75% – 25.50% APR/OAC

Shared Secured Loans

Up To 120 Months

4.50%

or 2.00% above the CD or Share Rate,
whichever is greater

Visa Credit Cards

Revolving Terms

8.88%
8.88% - 18.88% APR/OAC

Lines of Credit

Revolving Terms

11.90%
11.90% - 26.15% APR/OAC

Overdraft Protection

Revolving Terms

18.00%
18.00%

Addendum

The Annual Percentage Rates, corresponding daily periodic rates and amount and due date of payments for each loan sub-account are shown below. If there is no payment schedule, the amount and due date of payments will be determined at the time of each advance and disclosed on the Advance Request Voucher. Other charges that may be imposed are late charges, filing fees, and collection costs. The rates may change as determined by the Credit Union's Board of Directors.